debt relief

 

...Discover how a debt relief plan:  
      -Helps reduce your bills & debt 57%  
......-Helps you pay off your debt faster  
      -Lets you make one monthly payment  
      -Gives you debt help for the future  
 

 

...Who qualifies for bill relief?
      -A monthly source of income

Instant free online quote, start now!

      -A minimum of 2 credit cards
      -Minimum of $2500 in debts  
   

As Featured In:

 It's Easy.
  Sign-up online or by phone.
 It's Secure.
  State of the art technology.
 It's Proven.
  Over 4.5 million helped.
 It's Accessible.
  24/7 account access.

     
  Our Debt Help Company..  
  Unlike a lending group willing to consolidate your unsecured debt and bills with a secured loan, we take a different approach, our mission is to negotiate with your debtors to reduce and consolidate your bills. We do not report to the CBs. Find out why we are the industry leading debt negotiation company. more..  
  .  
  Debt Consolidation Program..  
  We walk you through the three simple steps to debt settlement with our plan, we work for you not your debtors. Our plan will take all the stress out of your current situation, we will call your creditors, consolidate your debt, lower your interest rates, and so much more. Within the next 30 days you will be on your way to a bills free life. more..  
     
  Our Most Frequently Asked Questions..  
  We answer all your question on a debt reduction plan: what kind of debt can you consolidate? How do you qualify for our platform, Does this affect your credit and how? Why would your debtors agree to such a service? Why you should not declare bankruptcy? Can you use your credit cards while on a platform like this? more..  
     
  Money Problems, the Warning Signs..  
  There are fifteen warnings signs you need help with your debt and bills, do you fall into these traps? Learn what to watch for, how to help a friend and how to take control of any situation no matter how bad it seams. There is always help available and it is never to late. more..   
     
  Debt Help & Advice With Money..  
  We give you unbiased advice supplied by the Federal Trade Commission, we outline debt reduction services verses debt counseling, the pros and cons to debt settlement and the warning signs. Learn the truth about bankruptcy and what the federal government has done to change the process. We have also included DIY debt negotiation advice. more..  
     
  Our Customer Testimonial..  
  With 9 years of working online providing the best in customer service for consumers in need of debt consolidation, how have we done and what do our customers have to say about our plan? Are you our next satisfied client. more..  
     
 
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debt relief blog

Three Things I’ve Learned

08/29/10 9:57 pm

My wife challenged me to come up with a list 3 things that I have learned from my profession that everyone should know.  Although bankruptcy is my primary area of practice, I have been fortunate in my career to have had broad exposure to many areas of law.  I have the advantage of learning from [...]

Choosing The Right Bankruptcy Attorney For You

08/29/10 9:57 pm

Finding the right bankruptcy attorney for you is not an easy process. In the last several months, I have taken phone calls from 2 debtors that hired out-of-area attorneys only to be abandoned in the middle of complex Chapter 13 bankruptcy cases. Both paid lots of money up front only to be left without an [...]

test

08/29/10 9:57 pm

About the Author: Carl H. Starrett II has been a licensed attorney since 1993 and is a member in good standing with the California State Bar, the San Diego County Bar Association and the National Association of Consumer Bankruptcy Attorneys. Mr. Starrett practices in the areas of bankruptcy, business litigation, construction, corporate planning and debt [...]

This blog has moved

08/29/10 9:57 pm

This blog is now located at http://blog.chs-law.com/. You will be automatically redirected in 30 seconds, or you may click here. For feed subscribers, please update your feed subscriptions to http://blog.chs-law.com/feeds/posts/default. [...]

Hey, Scott, a couple months ago I contacted a company based in FL to help me with my creditors with the amount of 18000 in debts. I dont think they are helping me. what can I do?

08/29/10 9:57 pm

If you feel uncomfortable with how things are going with your debt relief company I’d discuss it with them and ask as many questions as possible so you can closely monitor the progress on your accounts. Don’t be shy, stay on top of them. Please realize that it does take time for the debt relief [...]

i just lost my job. i have a mortgage payment and a line of credit. the company has gone out of business and i need to lower the rate on the line of credit from the 15.999% no matter how many payments have been made the finance charges keep going up. now i am going to be on unemployment. the credit line is 15,000.00 can you help?

08/29/10 9:57 pm

I am very sorry to hear about your situation. I am not certain there is an easy solution to your situation without any income unless you have some savings you can tap into. A debt management company can help you lower your interest rate a bit and help with the charges, however you will still [...]

Should I close my credit card accounts before being late to avoid fees being added on during the settlement process?

08/29/10 9:57 pm

You should follow the instructions of the settlement company you use to a tee. They will let you know exactly what to do and when in order to make the process go as smoothly as possible. Thanks. Read more on Should I close my credit card accounts before being late to avoid fees being added on [...]

I’m making monthly payments on time to the credit card cos. MY credit score is or was 754 but my debt to income is a problem. I’m seeking help now before it gets worse if the finance charges go up, I’ll drown. How do you keep your credit good, keep one card for emergencies, and get rid of the debt?

08/29/10 9:57 pm

Thanks for the question. I wish I had a ingenious solution to offer you but unfortunately I only have a common sense answer for you and that is to pay off the credit card debts diligently as soon as possible and stop using the credit cards entirely. If you enlist the help of a debt [...]

Three Things I’ve Learned

08/24/10 10:10 am

My wife challenged me to come up with a list 3 things that I have learned from my profession that everyone should know.  Although bankruptcy is my primary area of practice, I have been fortunate in my career to have had broad exposure to many areas of law.  I have the advantage of learning from [...]

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