free debt relief, save 57%, instant quote</A>

08/29/10 9:57 pm

My wife challenged me to come up with a list 3 things that I have learned from my profession that everyone should know. Although bankruptcy is my primary area of practice, I have been fortunate in my career to have had broad exposure to many areas of law. I have the advantage of learning from [...]

Choosing The Right Bankruptcy Attorney For You

08/29/10 9:57 pm

Finding the right bankruptcy attorney for you is not an easy process. In the last several months, I have taken phone calls from 2 debtors that hired out-of-area attorneys only to be abandoned in the middle of complex Chapter 13 bankruptcy cases. Both paid lots of money up front only to be left without an [...]

test

08/29/10 9:57 pm

About the Author: Carl H. Starrett II has been a licensed attorney since 1993 and is a member in good standing with the California State Bar, the San Diego County Bar Association and the National Association of Consumer Bankruptcy Attorneys. Mr. Starrett practices in the areas of bankruptcy, business litigation, construction, corporate planning and debt [...]

This blog has moved

08/29/10 9:57 pm

This blog is now located at http://blog.chs-law.com/. You will be automatically redirected in 30 seconds, or you may click here. For feed subscribers, please update your feed subscriptions to http://blog.chs-law.com/feeds/posts/default. [...]

Hey, Scott, a couple months ago I contacted a company based in FL to help me with my creditors with the amount of 18000 in debts. I dont think they are helping me. what can I do?

08/29/10 9:57 pm

If you feel uncomfortable with how things are going with your debt relief company Iâ€™d discuss it with them and ask as many questions as possible so you can closely monitor the progress on your accounts. Don’t be shy, stay on top of them. Please realize that it does take time for the debt relief [...]

i just lost my job. i have a mortgage payment and a line of credit. the company has gone out of business and i need to lower the rate on the line of credit from the 15.999% no matter how many payments have been made the finance charges keep going up. now i am going to be on unemployment. the credit line is 15,000.00 can you help?

08/29/10 9:57 pm

I am very sorry to hear about your situation. I am not certain there is an easy solution to your situation without any income unless you have some savings you can tap into. A debt management company can help you lower your interest rate a bit and help with the charges, however you will still [...]

Should I close my credit card accounts before being late to avoid fees being added on during the settlement process?

08/29/10 9:57 pm

You should follow the instructions of the settlement company you use to a tee. They will let you know exactly what to do and when in order to make the process go as smoothly as possible. Thanks. Read more on Should I close my credit card accounts before being late to avoid fees being added on [...]

Iâ€™m making monthly payments on time to the credit card cos. MY credit score is or was 754 but my debt to income is a problem. Iâ€™m seeking help now before it gets worse if the finance charges go up, Iâ€™ll drown. How do you keep your credit good, keep one card for emergencies, and get rid of the debt?

08/29/10 9:57 pm

Thanks for the question. I wish I had a ingenious solution to offer you but unfortunately I only have a common sense answer for you and that is to pay off the credit card debts diligently as soon as possible and stop using the credit cards entirely. If you enlist the help of a debt [...]

Three Things I’ve Learned

08/24/10 10:10 am

My wife challenged me to come up with a list 3 things that I have learned from my profession that everyone should know. Although bankruptcy is my primary area of practice, I have been fortunate in my career to have had broad exposure to many areas of law. I have the advantage of learning from [...]