credit card debt relief program

  

  credit card debt relief program Frequently Asked Questions

What kind of debt can I settle...

We can help negotiate unsecured debt such as credit card debt, department cards, loans to major debtors, judgments, medical loans, collections, IRS, repos, and past due utilities.

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What do I have to do to qualify...

Its simple, you must have a combined total debts of over $5,000.00, more than one unsecured debtors you owe this too, a resident of the U.S, and that's it you qualify. It's that easy, now you can fill out our form below of a free debt reduction quote.

What exactly is debt reduction...

debt reduction is the process by which we negotiate with your debtors to obtain better repayment terms for you on existing debts. Under our debt reduction program, monthly payments are often lowered and interest charges are reduced - even to levels between 0 and 5%! You save thousands of dollars in interest rates through a reduced payoff period, saving you years or even decades of payments.

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Why would the debtors be willing to lower my payments...

creditors are willing to participate in debt settlement hoping that they can avoid the expense of turning the accounts over to a collection agency. Agreeing to consolidate also lessens the likelihood of the client declaring bankruptcy.

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Will my employer be contacted or report to the credit bureaus...

No. We will not contact your employer or report to the credit bureaus. A free debt reduction quote has no obligations and no credit check.

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how much are the fees...

Our credit counseling agency does require a nominal contribution on your part to enroll in the debt settlement program. This nominal fee covers operation costs and will be included in your monthly payment. Our fee is lower than other debt settlement agency.

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Can I still use my credit card...

You cannot use any credit cards that are put in the debt relief program and we will be happy to explain all the details and what's expected from you by your debtors in our free consultation.

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What do I need to do to get started...

All you need to do is to fill out our form below for a free debt settlement quote, we will do the rest for you at no obligation and of course completely confidential.

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Will debt reduction hurt my credit...

We do not report to the credit bureaus. Given time, if you are in collections or over due on payments our service will improve your over all credit score.

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How will I know when payments are made on your service...

Each month you will still receive a statement through the mail indicating when a payment has been made. Or, simply login to our main site 24/7 and view your account status.

 

Still have questions, email or chat live with us!
       
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02/02/12 2:15 am

credit counseling debt relief This blog is now located at http://blog.chs-law.com/. You will be automatically redirected in 30 seconds, or you may click here. For feed subscribers, please update your feed subscriptions to [...]

Bad Credit Debt Solutions

02/02/12 2:15 am

Master and muzzle unpaid balances from charge accounts by applying to get a credit debt loan consolidation. A debt consolidation loan is a great method to help one turn that frustrating payment into one particular manageable amount. Banking institutions offering debt negotiation will most likely assist the customer to lessen interest rates and combine monthly [...]

Dear Scott – Due to medical issues my financial situation has become rather dire. I have 2 credit cards which hold the majority of my credit balance of approx 83,000 dollars. If I could get the companies to settle immediately and at a percentage of 35 to 40 – I could get at the funds..what are my chances and what kind of business vehicle could achieve this without charging me 15% for a short term negotiation? Thanks – D

02/02/12 2:15 am

Master and muzzle unpaid balances from charge accounts by applying to get a credit debt loan consolidation. A debt consolidation loan is a great method to help one turn that frustrating payment into one particular manageable amount. Banking institutions offering debt negotiation will most likely assist the customer to lessen interest rates and combine monthly [...]

This blog has moved

01/30/12 12:31 pm

credit card debt relief program This blog is now located at http://blog.chs-law.com/. You will be automatically redirected in 30 seconds, or you may click here. For feed subscribers, please update your feed subscriptions to [...]

How Do You Apply Online For A Debt Consolidation Loan?

01/30/12 12:31 pm

free debt relief >To apply for debt consolidation loans online is one of the easiest things that one can do on the internet. There are very many web-based companies that offer opportunities for people to apply for such a loan online. One will only have to use the most common search engines on the internet. The [...]

Dear Scott – Due to medical issues my financial situation has become rather dire. I have 2 credit cards which hold the majority of my credit balance of approx 83,000 dollars. If I could get the companies to settle immediately and at a percentage of 35 to 40 – I could get at the funds..what are my chances and what kind of business vehicle could achieve this without charging me 15% for a short term negotiation? Thanks – D

01/30/12 12:31 pm

federal debt relief system Your question is a valid one and one that I hear often, namely, can I avoid paying fees to a professional debt settlement company? The short answer is yes, it is possible, however I liken it to doing your own taxes, be prepared to dedicate many hours of time, effort, and quite [...]

This blog has moved

01/27/12 4:46 am

Debt consolidation offers debtors hope of creating complete payments on many debts and never have to be worried about many payments each month. You will find bad and the good approaches to consolidate debt, there are a few different types of companies out there that call themselves ‘debt consolidation services’, [...]

Debt Consolidation Loans: Where To Go To Get The Best Rates

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A reputable bill consolidation program provides an imaginative solution for almost any debtor in need of a solid treatment for crushing monthly payments. Several programs provide the guidance of trained counselors who is able to work individually using a client to ascertain just which aspects of debt could be entitled to consolidation. These professionals may [...]

Dear Scott – Due to medical issues my financial situation has become rather dire. I have 2 credit cards which hold the majority of my credit balance of approx 83,000 dollars. If I could get the companies to settle immediately and at a percentage of 35 to 40 – I could get at the funds..what are my chances and what kind of business vehicle could achieve this without charging me 15% for a short term negotiation? Thanks – D

01/27/12 4:46 am

Using a house equity mortgage to refinance existing debt has clear benefits and drawbacks. The key advantage is that home loan rates are usually less than credit card rates. Your question is a valid one and one that I hear often, namely, can I avoid paying fees to a professional debt settlement company? The short answer [...]